Roof Repair Or New Roof Ridge

Every spring, after the last hailstorm rolls through the Hill Country, I get calls from homeowners who are staring at a stained ceiling or a pile of granules in the gutter. The question is always the same: should I patch it or rip it off? The answer isn't a formula, but there are clear thresholds that make the decision easier. For Austin homeowners, the choice between roof repair or new roof comes down to age, damage extent, and a few hard rules about what insurance will cov